Vacant Property Insurance Explained
October 16, 2021
Owning a vacant building can pose serious liabilities because vacant buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own vacant property, it is advisable to purchase Vacant Property Insurance, also known as Vacant Building Insurance or Vacant Dwelling Insurance, to protect against risks.
Risks
The following are the most prevalent risks...
10 Home Renos That Can Potentially Lower a Home’s Resale Value
August 15, 2021
When it comes to home renovations, most people think that adding or changing parts of their home to something new will increase their home’s value, but this is not always true. There are some changes that can potentially depreciate your home’s resale value or make it harder to sell which every homeowner should be aware...
Carbon Monoxide Poison Prevention Safety Tips
March 23, 2021
What Is Carbon Monoxide?
Carbon monoxide (CO) is considered the “silent killer” because it is impossible to see, taste, or smell the toxic fumes, and it can kill you before you are aware it is in your home. At lower levels of exposure, CO causes mild effects that are often mistaken for the flu. At higher...
Tips For Choosing a Security System
February 19, 2021
Though a home security system may seem like an expensive investment, it could help pay for itself, considering that you may get a discount on your homeowners insurance premium for having a system in place. You know you want to protect your family and home, but you may not know where to begin. This Home...
Tips to Help Avoid Contractor Fraud
January 29, 2021
The average homeowner likely won’t know the cost of materials and labor put into home repairs. As a result, it’s important to stay informed when dealing with contractors so you don’t end up paying for needless repairs.
It’s often said that if something seems too good to be true, then it probably is. This advice is...
Electrical Safety Tips for your Home
October 23, 2020
Did You Know?
Electrical appliances provide convenience and enjoyment to the entire family. However, items such as lamps, televisions and electrical outlets can also pose serious injury risks, as volts of electricity travel through them constantly.
When replacing light bulbs in fixtures and lamps, always select the correct bulb, based on the bulb’s wattage. To do so,...
10 Easy Ways to Immediately Save Money as a Homeowner
September 8, 2020
Owning a home can be very rewarding, but the costs definitely add up quickly! Between the mortgage,insurance, taxes, utilities, renovations and other ongoing costs, it is nice to find ways to save!
We have prepared a list of 10 easy ways to save money as a homeowner anyone can use to begin saving money around the...
Purchasing a Home With an Oil Furnace
September 1, 2020
Purchasing a Home with an Oil Furnace? Many rural homes still have an oil furnace. With an oil fuel tank on premises, there are some things to be aware of. In addition to being CAN-ULC-S602 approved and installed according to the oil-burning equipment installation code (CSA B139-09), where the tank is installed also dictates what...
Owning a Home with a Wood Stove
July 31, 2020
Does your home have the comforts of a wood stove? The wood heat is nice to have, especially during the winter, however; the unit first needs to be approved by the insurance company before it can be used. If the insurance company is not aware of the wood stove or the unit is not approved,...
