Vacant Property Insurance
October 16, 2020
Owning a vacant building can pose serious liabilities because vacant buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own vacant property, it is advisable to purchase Vacant Property Insurance, also known as Vacant Building Insurance or Vacant Dwelling Insurance, to protect against risks.
Risks
The following are the most prevalent risks...
How a Change in Occupancy can Impact your Condo Insurance
October 8, 2020
A lot of people don’t realize that any material change requires that the insurance company be notified. This needs to be completed within 30 days of the change, otherwise the insurance contract is void (ie. won't respond if you have a claim). No-one would ever want to be put in that situation, so let’s look...
Tenant Insurance Myths Every Renter Should Know About
September 29, 2020
Did You Know?
If your home becomes uninhabitable for reasons covered in your tenant insurance policy, the insurance company will reimburse you for your temporary living expenses until you are able to find a new place to live. Tenant insurance is there to protect the belongings in your home and so much more.
There are many misconceptions...
10 Easy Ways to Immediately Save Money as a Homeowner
September 8, 2020
Owning a home can be very rewarding, but the costs definitely add up quickly! Between the mortgage,insurance, taxes, utilities, renovations and other ongoing costs, it is nice to find ways to save!
We have prepared a list of 10 easy ways to save money as a homeowner anyone can use to begin saving money around the...
Purchasing a Home With an Oil Furnace
September 1, 2020
Purchasing a Home with an Oil Furnace? Many rural homes still have an oil furnace. With an oil fuel tank on premises, there are some things to be aware of. In addition to being CAN-ULC-S602 approved and installed according to the oil-burning equipment installation code (CSA B139-09), where the tank is installed also dictates what...
Commercial General Liability
August 25, 2020
So often we have a client reach out stating they have a new business and are required to carry general liability insurance. There are undoubtedly a lot of confusing steps to the process of starting a new business, but insurance doesn’t need to be one of them. The process is quite easy and a lot...
Owning a Home with a Wood Stove
July 31, 2020
Does your home have the comforts of a wood stove? The wood heat is nice to have, especially during the winter, however; the unit first needs to be approved by the insurance company before it can be used. If the insurance company is not aware of the wood stove or the unit is not approved,...
Save on Your Insurance With a Credit Score Discount
July 21, 2020
Everybody likes to catch a financial break every now and then! Well, I certainly can provide you with a fantastic way to do this!
It is a proven fact that people with good personal credit are generally “low-risk” clients. Why? People who care for their finances are also those who typically care for their homes, autos,...
Alberta Auto Insurance | 5 Tips for New Drivers
July 17, 2020
Getting your drivers license is an exciting time, but for new drivers, finding affordable auto insurance in Alberta can be difficult. Age, gender, marital status and experience all affect insurance rates and can make premiums quite high. Here are 5 tips for new drivers to consider when purchasing auto insurance. Take out an insurance policy...
