4 Water Damage Situations Standard Home Insurance Policies Won’t Cover
February 27, 2026
No one wants to come home to an overflowing toilet, a backed-up sewer line or a leaking ceiling. Water damage can cause homeowners as much money and anxiety as a fire, an earthquake or a hurricane.
Most homeowners don’t know what types of water damage their home insurance covers. To avoid any unpleasant surprises, familiarize yourself...
Does Your Business Need Directors and Officers Insurance?
February 27, 2026
You have finally made it. Maybe it’s a business you’ve built into a profitable, self-sustaining firm or a nonprofit you’ve nurtured into an active organization. You’ve grown beyond what one person can responsibly handle. You may need directors to oversee your organization’s objectives, and officers to implement policies and manage operations.
When you bring in additional...
Indoor Air Quality and a Healthy Workplace
February 27, 2026
As your employees work at their computers or perform other jobs, are you aware of the quality of the air they breathe?
Good indoor air quality is essential. However, chances are your office building and work setting may contain significant sources of indoor air pollution. Sources include: Air fresheners Asbestos (from insulation and fire-retardant building supplies)...
Market Trends: Steep Home Insurance Rates
February 27, 2026
Home insurance prices fluctuate based on your home’s location, value, age and construction materials. The national average for home insurance is around $960 per year, according to rate aggregator websites like ratehub.ca. Rates have increased steadily in areas with extreme weather like floods, wildfires, tornadoes. And with inflation driving up the cost of materials and...
What To Include in Your Vehicle’s Emergency Kit
February 20, 2026
A roadside emergency can be a daunting experience. Being prepared helps make it a little easier. A well-stocked emergency kit for your car is crucial to ensuring your safety if you are ever stranded on the road.
Ready to get started? Check out these helpful tips on how to make an emergency kit for your car.
Know...
Insuring Your Commercial Property During a Vacancy
February 16, 2026
Commercial property owners are struggling to balance a positive bottom line as tenant vacancies and insurance premiums increase.
According to Moody’s Analytics’ Q4 2023 Preliminary Trend Announcement, commercial real estate is in limbo. Their analysis revealed the following trends: Multifamily, office and industrial spaces declined in rentals and sales High interest rates squeezed funding and refinancing...
Protect Your Secondary Residence
January 9, 2026
Many people dream of having a second residence. If you’re lucky enough to have one, you’ll need adequate insurance and maintenance to keep it in good shape.
With secondary homes, insurers want to know how much attention, maintenance and security the property receives. In some locations, theft and vandalism are considerable risks, especially for homes that...
Cyber Bytes: What Is a Zero-Click Attack?
January 9, 2026
You know not to click on sketchy links and attachments, but what about hacks that invade your device without interacting directly with you?
Zero-click threats are cyberattacks where the criminal gains access to your device without interacting with you, hence the term “zero-click.” The attacks are embedded in multimedia files, videoconferencing sessions, authentication requests, phone calls,...
New ‘Care-First’ Auto Insurance Coming to Alberta
January 9, 2026
Starting Jan. 1, 2027, Alberta is launching a new "care-first" auto insurance system. This system is designed to facilitate quicker payouts and better benefits for people involved in auto accidents.
Under the current system, not-at-fault drivers can sue in most circumstances, except for narrowly defined minor injuries. According to Alberta's official website, this means claims can take...
