The Dangers of Lawn Chemicals
May 18, 2023
Many homeowners use chemicals that feed grass and kill weeds and bugs. These chemicals are specifically designed to be lethal, so you need to take safety measures to protect yourself, your family, your pets and your neighbors whenever you're treating your lawn or garden.
When used correctly, lawn chemicals do not pose any serious harm. Knowing...
Prepare For The Chance of Wildfire
May 12, 2023
Dry periods with little rainfall can make brush, grass and trees more susceptible to burning. High winds can rapidly spread and quickly increase the size of a fire. When a wildfire strikes, it can destroy homes, businesses, infrastructure and entire communities.
Is there anything you can do to protect your home from a potential wildfire? The...
Homeowners Beware: Severe Spring Weather and Your Home
March 31, 2023
Heavy rains and snow melting in late April and May 2019 in Ontario, Quebec and New Brunswick caused $208 million in insured damage, as reported by Catastrophe Indices and Quantification Inc. Overflowing rivers flooded roads and basements, submerged vehicles and shifted home foundations, while heavy rain caused roof leaks and sewer backups. Residential homes and...
Does Your Home Need Flood Insurance?
March 31, 2023
Flooding is the most common natural disaster in Canada, so you aren’t alone in facing this challenge. Many homeowners live in flood-prone areas.
Homeowners' and renters' insurance typically doesn’t cover flood damage. You’ll need to purchase a separate flood policy. Flood victims sometimes qualify for emergency relief, but insurance provides the best protection.
Your mortgage lender also...
Homeowners Beware: Common Infestation and Animal Damage Exclusions
March 29, 2023
wildlife is a pleasure to experience — but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and potentially expensive).
Most homeowners insurance expressly excludes damage from: Birds Rodents Insects
Even if your problem doesn’t fit into one of...
What Are Some Common Exclusions on Auto Insurance Policies?
March 14, 2023
There are three primary components of auto insurance. Depending on where you live, some may be mandatory and others may be optional. Liability — Pays expenses related to bodily injury to another person or property damage caused by your vehicle Comprehensive — Reimburses any damage or replacement required for your own vehicle due to incidents...
8 Important Safety Tips When Using a Wood Burning Stove
February 6, 2023
Did You Know?
The largest source of fire in Canadian homes comes from fuel burning appliances. The main causes of fire include: inadequate clearance between the wood burner and walls, floors and furniture; creosote buildup in the chimney; poorly or improperly installed chimneys and improper installation of the wood burner itself.
Wood Burning Stove Safety
Use these tips...
10 Items to Always Keep In Your Vehicle
January 27, 2023
Going for a winter drive can be a lot of fun, but that isn’t always the case. Whether your vehicle breaks down or you end up off the road due to winter conditions, you can prepare yourself by keeping some essential supplies with you in the vehicle to utilize in a time of need.
7 Ways to Help Prevent Ice Dams
January 5, 2023
Did You Know?
Ice dams are caused when melted snow re-freezes after uneven heat loss from your home. This causes the roof to warm above freezing temperature, allowing snow to melt and then re-freeze before it reaches the roof’s edge. If this cycle repeats consistently, an ice dam forms and water collects behind it. Above all, ice...