Now lots of people think they are getting the best deal on their home insurance, but that is usually not the case! There are all kinds of home insurance discounts available (depending on your insurance provider) and some brokerages simply just don’t tell you about them and we’re ready to share them with you! If you feel like you apply for any of these home insurance discounts contact us at 1-833-277-9438 or start a chat with us from the chat box!
Credit Score Discount (5 – 30%)
This discount is applied to your homeowners policy based on favorable credit which can save you up to a maximum of 30% off depending on your rating! It is a soft hit to your credit so you it will not impact your score and consent can be written or verbal.
Claims Free Discount (10 – 15%)
Typically this discount requires you to be at least 3 years claims free with an insurance company, but is also sometimes available to first time homeowners.
Alarm/Security System Discount (15 – 25%)
When a central monitored alarm system is present in the home, a discount can be applied to the insurance. If the system watches both fire and intrusion the maximum discount would be provided which ranges from company to company.
Mortgage Free Discount (5 – 10%)
If you don’t have a mortgage, advise your broker today! Discounts vary anywhere from 5 – 10% annually.
Multi Line Discount (5 -10%)
If you have auto insurance and home insurance, but have them with different insurance companies, you may be able to obtain a discount when you group your policies together with one company!
Age Discount (5 – 20%)
Being older can help you save on your insurance! Age discounts usually start when the owner of the home turns 40.
New Home Discount (1 -30%)
Available on newer homes, typically 20 years old or newer.
Another way to save on your home insurance…
Raise your Deductible
Maybe some brokers don’t even tell you, but if you are pretty confident in not having a claim situation arise that is low cost, an option is to increase your deductible and save money on your annual premiums.
Contact a Swift Digital Insurance Broker Today!
Let’s Talk – 1-833-277-9438 (Toll Free)