Online auto insurance quotes are a thing of the future and are of incredible convenience, but often people make mistakes completing them. There are a lot of questions involved in the process and it helps to know some common mistakes others have made so you don’t fall for the same pitfalls.
1. Ignoring discounts
People will sometimes leave out details about themselves in applications in hopes of a better rate. What they don’t understand is you not only miss out on discounts, but the rate that is given at the end will not be accurate.
2. Quotes From Only One Company
Often times people will go online to get an insurance quote and will select an option from a direct insurance company (for example: RBC, Belair or Desjardins) and fail to realize that this only offers you quotes from one company. On the other hand, when you use Swift Digital Insurance’s quoting system it provides you with quotes from multiple companies so you know you’re getting the best rate on the market.
3. Not Fully Understanding Coverage
When getting auto insurance quotes online people tend to not fully understand the coverage options when presented to them. If you find yourself in this position please DO NOT hesitate to ask for assistance. A good brokerage will have a live chat option to make this process simple.
4. Just Focusing On Price
This one can be dangerous, but a lot of times people are only concerned with how much the coverage costs and not about having the correct coverage for them. You should always consider price, but more importantly consider the advisors you are working with, the reputation of the quoted insurance company and that the coverage’s quoted are best for you and your needs.
5. Test The Brokerage’s Customer Service
Engage with the brokerage through their phone, email or chat service. Are they responsive and knowledgeable about auto insurance? Do they get back to you in a timely manner when you have questions? Do they seem caring and nice? Make sure you are getting a good feel for the customer service provided by the brokerage as you’re trusting them to look after your insurance and you may be needing their assistance should a claims situation arise.
All of these things should be taken into account when trying to find accurate and competitive auto insurance quotes online so you can spend more time on the important things in life.