Finding the right car insurance can be challenging due to the rates associated with new drivers and their lack of driving experience. Here are some options to help get/ keep your premiums as low as possible!
Enroll in a Driver’s Education Course
Driver’s education courses will consist of classroom as well as practical instruction, which provides drivers with the correct driving skills and knowledge in a safe and regulated environment. These skills learned will allow for a solid foundation of driving skills that will last a lifetime and as such insurance companies are willing to provide a discount on the insurance policy.
** Certificates are good for up to three years from the date completed **
Registered owners of a vehicle can have more than one vehicle on a policy at a time. The advantage to this is that the insurance companies will provide a discount of anywhere from 10%-15% savings per vehicle by doing so. In the event of a new driver NOT being the registered owner, the discount will still apply, however, the rates will be calculated off the driver listed.
Auto deductibles typically range from $500 to $5,000. By increasing your deductible and utilizing your insurance for big repairs, you can significantly reduce your annual premium.
Have a new driver that is also living away from home and renting? By obtaining a tenant policy to protect their contents with the same company as the auto policy, the multi-line discount will apply and save you on the auto policy!
We’re Here to Help – Contact a Swift Digital Insurance broker today! (306) 763-8651.