From the rehearsal dinner to the actual wedding and reception, it is always necessary to have an insurance policy in place to protect you from situations that could come up regarding these types of events. Here are some reasons we would like to share with you which should be considered when booking your special day.
1. It’s at a Venue
Most weddings take place at a paid venue, but if you show up to the venue and missed the part in the contract requiring you to have event insurance, you are going to be pretty disappointed when they turn you away. Make sure you get this out of the way quickly and purchase a policy ASAP.
2. You’re Serving Liquor
Just like a bar, you are responsible for the patrons who are drinking at your wedding. An event insurance policy can provide liquor liability coverage to protect you should you be held liable for damages or injuries deemed to have occurred due to the alcohol served.
3. Natural Disasters
You have the date set, the venue booked and the wedding day has arrived, but it’s absolutely miserable outside. Wedding event insurance can respond in cases of natural disaster to reimburse a lot your expenses from cancelling the wedding.
4. Where’s the Photographer?
The cost of a vendor that pulls a no show or falls ill leaving you to make other arrangements can be reimbursed. For example, if your photographer gets sick and you are forced to hire a more expensive replacement the insurance can cover that.
5. Personal Illness
If you or an immediate family member falls incredibly ill or passes away and you are forced to post-pone your wedding day, insurance will cover your deposits and reimburse many of the costs.
There are all kinds of things that could go wrong at any event, especially a wedding! Hopefully these 5 points made you realize the importance of having event insurance in place and why it is an absolute must.
Do you want an insurance package that gets you covered for everything you need? Ask us about our Weddinguard insurance package that can be purchased for as low as $200 + fees and applicable taxes.