High Value Home Insurance
Your home may well be one of your largest investments both financially and emotionally. You’ve worked hard for it. Protecting it to its value with the right insurance makes sense. That’s what insurance brokers are here for. Our goal is to keep you, your home, and your success protected
Whether your home is a custom dwelling, a city residence, a country manor, a heritage dwelling or something in-between, an insurance broker will make sure you have high value home insurance to protect your hard work, your residence and your lifestyle. With the right home insurance, you will swiftly get back to living life the way you enjoyed it before an insured loss.
What Is High Value Home Insurance?
High value home insurance protects your home to its replacement cost – also known as replacement value – which is the amount of money an insurance company would have to pay to replace it. A typical home insurance policy may not be enough to cover a luxury, upscale residence, however, high value home insurance surpasses a standard home insurance policy by offering additional coverage and higher limits.
High value home insurance is custom-made to suit your individual needs. Think of it as an insurance which takes into account the higher than average value of your building, including special aspects, design features, high value contents and other unique quality details. It also takes into account valuable and prized possessions or collections you may have.
- Your policy is customized to you
- You have flexibility with many coverage options
- You receive specialized claims service
- Coverage is available for detached structures such as pool houses, barns, sheds and more
- Furniture, electronics and other valuable contents can be protected
- Coverage is available in case you have to live elsewhere while repairs are completed for an insured loss
- Personal liability coverage is available
- Identity theft and fraud coverage is available
- Water protection coverage options are available
Is High Value Home Insurance Right For Me?
High value home insurance is right for you if your home is of high value, includes expensive contents and has unique features of custom design.
Homes that have a replacement cost of $750,000 or more are generally considered high value homes. These include luxury residential properties or those that are unique, such as heritage or custom designed homes that may also include valuable items such as jewellery, art or wine collections valued at over $25,000.
If you’d like to know more or would like us to assist you with your high value home, contact us at 1-833-277-9438 or by email at email@example.com.