What Are Some Common Exclusions on Auto Insurance Policies?
March 14, 2023
There are three primary components of auto insurance. Depending on where you live, some may be mandatory and others may be optional. Liability — Pays expenses related to bodily injury to another person or property damage caused by your vehicle Comprehensive — Reimburses any damage or replacement required for your own vehicle due to incidents...
5 Misconceptions About Cyber Liability Coverage
January 28, 2020
"Data Breaches" or "Cyber Attacks" can happen to any business at any time, but for some reason getting organizations interested in this type of coverage is quite challenging as it is a brand new concept that most people are just becoming aware of. Keep these 5 misconceptions in mind when considering cyber liability coverage.
1. "Data breaches won't happen to me!"
Actually, any business large...
Understanding Condo Insurance and The Risks Owners have to face.
September 20, 2019
If you own a condo, determining your insurance risks requires a little background research. Typically, your condo association has a master policy that insures all of the property and common areas that are collectively owned by the unit owners. But how do you cover the cost of damage caused by a kitchen fire or theft...
How planning ahead can protect your professional services business
October 4, 2018
How planning ahead can protect your professional services business
Planning ahead can save time and money. Take time to budget properly, identify and continue to assess your risks, consult with a risk management expert, and make sure you have the right insurance.
There is an African proverb that states, “The future belongs to those who prepare for...
5 Simple Ways To Prevent Vehicle Break In’s
August 15, 2017
Nowadays you can never be too safe about taking extra precautions to prevent vehicle theft. According to IBC a vehicle is stolen every 7 minutes in Canada alone! The result is over 200 cars are stolen every day. We have prepared a list of 5 rather simple ways to help prevent vehicle break in's below:
1....
Knowing What is Covered
November 24, 2015
Nothing is more disappointing than going to your insurance company to make a claim only to find out that you don’t have coverage for the loss that has just occurred. What can you do to help avoid this horrible feeling?
One of the best ways to prepare for a claim is to know what your policy...
