8 Important Safety Tips When Using a Wood Burning Stove
December 18, 2024
Did You Know?
The largest source of fire in Canadian homes comes from fuel burning appliances. The main causes of fire include: inadequate clearance between the wood burner and walls, floors and furniture; creosote buildup in the chimney; poorly or improperly installed chimneys and improper installation of the wood burner itself.
Wood Burning Stove Safety
Use these tips...
7 Ways to Help Prevent Ice Dams
November 5, 2024
Did You Know?
Ice dams are caused when melted snow re-freezes after uneven heat loss from your home. This causes the roof to warm above freezing temperature, allowing snow to melt and then re-freeze before it reaches the roof’s edge. If this cycle repeats consistently, an ice dam forms and water collects behind it. Above all, ice...
When To File (or Not File) a Homeowners Claim
August 19, 2024
Home insurance premiums have been increasing, and obtaining coverage can be challenging in what's known as a "hard market."
When extreme weather and catastrophic events put demands on the insurance industry, this reflects in premiums and renewals. Insurance companies take on less risk and increase their rates to keep pace with rising claims, litigation and higher...
The Pros and Cons of Renting vs. Owning a Home
August 19, 2024
Renting and owning a home are two different paths to achieving shelter and establishing a living space. Each option comes with its own set of advantages and disadvantages. Let's explore the pros and cons of renting and owning a home:
Renting a Home:
Pros: Flexibility: Renting offers greater flexibility, allowing you to easily relocate as needed, especially...
Important Tips When Leaving Home For a Trip
December 1, 2023
Keeping Your Home Safe While You’re Away
When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep in mind the following tips.
Preparing for Vacation
There are a number of hazards that could affect your home while you’re...
First Time Homebuyer: Why Insurance and Maintenance Matter
October 6, 2023
Buying a home is an exciting and fraught endeavour. Getting caught up in a bidding war is easy when you want a home badly. Or maybe you're casting your net wide and would be happy to secure any house on your list.
A trusted friend or family member who’s also an experienced homeowner can be an...
5 Fall Home Maintenance Tips to Help Get your Home Ready for Winter
September 18, 2023
When the leaves begin to turn and the weather starts getting cold, many homeowners start thinking about the maintenance tasks they need to complete in order to prepare their homes for the inevitable incoming winter!
Most of the tasks listed below are quite simple and can typically be tackled by any homeowner.
Tip # 1: Clean the...
Why All Homeowners Should Consider Flood Coverage
August 22, 2023
Most flood claims occur in homes located outside designated mapped flood zones. Flash rains, ice damming, and faulty gutters or window wells can cause a flood.
Basements add up: Even if your basement is unfinished, and you think your storage items aren’t valuable, consider the value of the equipment that makes your house run such as:...
Check Your Homeowners Insurance Before You Become a Home-Sharing Host
August 1, 2023
Are you offering your home on a home-sharing service? Most home-sharing and host services make renting out your house easy. They even offer $1 million in insurance coverage as part of their service. Like most people, you might ask yourself why you’d need more than $1 million in insurance.
It’s not the coverage amount as much...
