Playground Safety and Insurance Considerations
April 2, 2026
As warmer months approach, kids flock to playgrounds to release their endless energy. But along with that fun come scraped knees and sometimes more serious injuries, like broken bones, dislocations and concussions.
According to the Canadian Institute for Health Information, 1,841 children under the age of 18 required hospitalization as a result of a playground injury...
Even Home-Based Businesses Need D&O
April 1, 2026
Approximately 20% of Canadians work from home, according to Statistics Canada. While “home-based” businesses are primarily operated out of one’s home, business activities may take place at other locations. The most common home-based businesses are communication, IT, construction and professional services.
If you run your business from home, you may think directors and officers (D&O) insurance...
Prevent Gaps in Your Building Inspectors Insurance
March 16, 2026
Private building inspectors face expensive damage claims if they’re negligent in their work. You may need professional liability insurance, commercial general liability (CGL) insurance, property insurance and other business insurance to protect against debilitating financial losses. If you contract with developers, homeowners, homebuilders or government agencies, you typically must show that you have adequate training,...
Protect Your Small Business From Social Media Risks
March 10, 2026
Social media platforms such as Facebook, Instagram, TikTok, and X provide innovative ways to connect with your customers and market your business. You can communicate changes to business hours, exclusive sales and community activities, and interact with the public through online surveys, customer feedback and sharing.
But social media also poses risks to your business. You...
Does Your Business Need Directors and Officers Insurance?
February 27, 2026
You have finally made it. Maybe it’s a business you’ve built into a profitable, self-sustaining firm or a nonprofit you’ve nurtured into an active organization. You’ve grown beyond what one person can responsibly handle. You may need directors to oversee your organization’s objectives, and officers to implement policies and manage operations.
When you bring in additional...
Indoor Air Quality and a Healthy Workplace
February 27, 2026
As your employees work at their computers or perform other jobs, are you aware of the quality of the air they breathe?
Good indoor air quality is essential. However, chances are your office building and work setting may contain significant sources of indoor air pollution. Sources include: Air fresheners Asbestos (from insulation and fire-retardant building supplies)...
Insuring Your Commercial Property During a Vacancy
February 16, 2026
Commercial property owners are struggling to balance a positive bottom line as tenant vacancies and insurance premiums increase.
According to Moody’s Analytics’ Q4 2023 Preliminary Trend Announcement, commercial real estate is in limbo. Their analysis revealed the following trends: Multifamily, office and industrial spaces declined in rentals and sales High interest rates squeezed funding and refinancing...
Starting a New Business? Make Insurance Part of Your Plan
November 21, 2025
Whether you’re starting a new business out of necessity or you’re a natural entrepreneur, you need the right insurance to protect yourself from property and liability losses. Here, we’ll look at the most widely needed types of insurance for businesses.
Property insurance
There is a basic insurance package that works for a broad range of small startups....
Contingent Business Interruption Coverage for Cyber
November 20, 2025
Business interruption (BI) insurance typically covers physical damage to a commercial space insured by a commercial property policy. However, business interruption and loss of income can also occur due to a cyberattack. Without physical damage to your commercial property, you most likely won’t be insured for a cyber-related business interruption.
For that, you’d need a specific...
