The average homeowner likely won’t know the cost of materials and labor put into home repairs. As a result, it’s important to stay informed when dealing with contractors so you don’t end up paying for needless repairs.
It’s often said that if something seems too good to be true, then it probably is. This advice is invaluable when dealing with contractor fraud. To avoid fraud, look out for the following suspicious characteristics:
- Contractors that contact you looking for work.
- Unsolicited, free home inspections that turn up problems you were previously unaware of or discounted rates that are only offered that day.
- Pushiness on behalf of the contractor that you commit to repairs immediately.
- Contractors that request money in advance.
Another dangerous type of fraud involves using a homeowner’s insurance to pay for unnecessary repairs. If a contractor causes intentional damage to an area of your home and convinces you that it is an acceptable use of your insurance policy, you may be held liable for insurance fraud.
Contact Swift Digital Insurance for more tips on how to protect your home and avoid contractor fraud.
Swift Digital Insurance