The Pros and Cons of Renting vs. Owning a Home
August 19, 2024
Renting and owning a home are two different paths to achieving shelter and establishing a living space. Each option comes with its own set of advantages and disadvantages. Let's explore the pros and cons of renting and owning a home:
Renting a Home:
Pros: Flexibility: Renting offers greater flexibility, allowing you to easily relocate as needed, especially...
Important Tips When Leaving Home For a Trip
December 1, 2023
Keeping Your Home Safe While You’re Away
When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep in mind the following tips.
Preparing for Vacation
There are a number of hazards that could affect your home while you’re...
First Time Homebuyer: Why Insurance and Maintenance Matter
October 6, 2023
Buying a home is an exciting and fraught endeavour. Getting caught up in a bidding war is easy when you want a home badly. Or maybe you're casting your net wide and would be happy to secure any house on your list.
A trusted friend or family member who’s also an experienced homeowner can be an...
5 Fall Home Maintenance Tips to Help Get your Home Ready for Winter
September 18, 2023
When the leaves begin to turn and the weather starts getting cold, many homeowners start thinking about the maintenance tasks they need to complete in order to prepare their homes for the inevitable incoming winter!
Most of the tasks listed below are quite simple and can typically be tackled by any homeowner.
Tip # 1: Clean the...
Why All Homeowners Should Consider Flood Coverage
August 22, 2023
Most flood claims occur in homes located outside designated mapped flood zones. Flash rains, ice damming, and faulty gutters or window wells can cause a flood.
Basements add up: Even if your basement is unfinished, and you think your storage items aren’t valuable, consider the value of the equipment that makes your house run such as:...
Summer Swimming Pool Safety Tips
July 3, 2023
Though splashing and diving is carefree fun, owning a backyard pool comes with serious responsibilities. From poolside party safety tips to supervision, there are many general safety precautions you can take to make sure your friends and family enjoy your pool safely.
General Pool Safety Recommendations:
Install a fence with self-locking and closing gates to completely isolate...
Homeowners Beware: Severe Spring Weather and Your Home
March 31, 2023
Heavy rains and snow melting in late April and May 2019 in Ontario, Quebec and New Brunswick caused $208 million in insured damage, as reported by Catastrophe Indices and Quantification Inc. Overflowing rivers flooded roads and basements, submerged vehicles and shifted home foundations, while heavy rain caused roof leaks and sewer backups. Residential homes and...
Does Your Home Need Flood Insurance?
March 31, 2023
Flooding is the most common natural disaster in Canada, so you aren’t alone in facing this challenge. Many homeowners live in flood-prone areas.
Homeowners' and renters' insurance typically doesn’t cover flood damage. You’ll need to purchase a separate flood policy. Flood victims sometimes qualify for emergency relief, but insurance provides the best protection.
Your mortgage lender also...
Tips on How to Help Prevent a Holiday Season Home Burglary
December 16, 2022
Obviously, you want to protect your home against burglary risks year-round. But thieves know that the holiday season is a time when your home is likely to be filled with brand-new gifts, cash and other expensive items, so extra awareness and security measures are needed.
Protect yourself and your belongings (and maybe even save on your...
