How a Change in Occupancy can Impact your Condo Insurance
October 8, 2020
A lot of people don’t realize that any material change requires that the insurance company be notified. This needs to be completed within 30 days of the change, otherwise the insurance contract is void (ie. won't respond if you have a claim). No-one would ever want to be put in that situation, so let’s look...
Commercial General Liability
August 25, 2020
So often we have a client reach out stating they have a new business and are required to carry general liability insurance. There are undoubtedly a lot of confusing steps to the process of starting a new business, but insurance doesn’t need to be one of them. The process is quite easy and a lot...
Contractor Tools – Co Insurance
July 14, 2020
Unlike many businesses, contractors frequently leave their place of business (shop) and work on their client’s premises. The fact that contractors are mobile means that traditional property insurance coverage, which is very often specific to a single location, won’t meet the property coverage needs of most contractors. The contents coverage at a shop location won’t...
Co-Insurance Explained
July 3, 2020
Has your insurance broker ever used the term “co-insurance clause”? It’s a part of most insurance policies that you purchase so it is important to understand exactly what it is.
On most commercial policies you will see it declared on the policy documents what the co-insurance clause percentage is. The co- insurance clause is typically 80% ,90% or...
10 Steps to Follow When Moving Your Business
August 29, 2019
On occasion, businesses must move their operations elsewhere following things like the end of a lease or an organizational expansion. While moving a business can sometimes be an exciting milestone, it often takes months of meticulous planning and an eye for the finer details. As such, it’s important to keep in mind the following to...
Can You Dig Anytime You Want on Your Property?
August 13, 2019
If you are considering digging into the ground on your property, put down that shovel. Under federal and provincial law, all homeowners and contractors are required to notify the appropriate utility companies before doing any excavation work.
Dig Safe System
To help you comply with this legislation many utility companies have banded together to form the Dig...
5 Ways to Improve Your Restaurant’s Patio
July 30, 2019
whenever it starts getting hot out patrons love going out on the patio. What better way to entice new customers to come in than to improve your restaurant patio a bit? Here are 5 ways you can do just that:
1. Bright Colored Patio Furniture
What’s better than bright colors to catch someone’s attention? Get some nice...
3 Ways for Contractors to Increase Their Lead Generation on LinkedIn
March 8, 2019
LinkedIn is an incredible social network for creating B2B relationships via social media. This network is perfect for almost any form of business especially an independent contractor looking to grow lead generation. Below we will highlight 3 ways that will surely boost your leads coming in on LinkedIn.
1. Make Sure Your Profile is Complete
Now this...
6 Ways To Increase Donations to your Non-Profit Business
March 1, 2019
Creating and running a non-profit business can be very fulfilling, but it can be quite challenging when trying to figure out how to obtain donations while keeping the business afloat. In this article we will cover 5 ways that will increase your non-profit businesses donations. 1. Accept Online Donations
If you don’t already have a website,...
