Don’t Let Risk Eat Up Your Restaurant or Bar Profits
March 27, 2024
People who work in food service often aspire to run a restaurant or bar of their own. Many restaurant owners started their career as an entry-level food service worker. It can be a very rewarding business, especially if you love preparing food and interacting with people.
Managing a restaurant or bar is hectic, though. You have...
What is Product Liability Insurance?
March 23, 2024
Product liability is the legal liability a manufacturer or trader incurs for producing or selling a faulty product. The truth is, if you’re a part of the supply chain and an individual or group successfully proves they were injured by a product you sold or distributed, you are potentially legally liable. And that could cost...
Landlords, are you responsible for snow removal?
March 13, 2024
Who’s responsible when the snowflakes fly and the drifting blows over the walkways at your rental? You might have to clear away a few layers to get to the answer. Snow removal is a problem when you’ve got accessibility and public safety issues to consider.
Read your local ordinance for snow removal laws
It’s best to familiarize...
What You Should Know As a Landlord in Saskatchewan
March 4, 2024
As a residential building landlord, you bear a distinct number of responsibilities. With the many ways individuals are using their personal residences, it’s important to know your rights and obligations.
Saskatchewan’s Residential Tenancies Act states that a landlord is responsible for providing and maintaining the residence and rental units in a good state of repair, suitable...
Duties of A Condo Administrator in Alberta
March 4, 2024
As a condo administrator in Alberta, you are the main representative of the condominium corporation. You are integral to the day-to-day operations of the building and corporation, serving as the point-person for issues relating to condominium management.
With so many hats to wear, let’s take a closer look at your duties, and how to go about...
Has Your Commercial Property Insurance Kept Up With Values?
February 21, 2024
Record-high inflation is pushing up the cost of everything, including property insurance
Commercial real estate insurance rates are up by at least double digits this year, which insurers largely attribute to higher construction and replacement costs and more frequent disasters. Though the Insurance Information Institute reported replacement cost increases slowed down slightly in the second half...
Confined Space Entry Checklist
February 8, 2024
In a confined space, it only takes seconds for atmospheric toxins to incapacitate a worker. Refer to the following checklist to keep your employees safe whenever they’re working in a confined space.
But first, it’s important to know the difference between a confined space and a permit-required confined space.
Confined space classifications
According to the Canada Occupational Health...
Contractors: What Happens If The Construction Material You Use Fails?
January 30, 2024
Construction defects include design flaws, poor workmanship, product defects and subsurface deficiencies. When the products and materials you use are defective, you can be held liable. That’s because the project owner can name you in a lawsuit, even if you aren’t at fault.
Imagine you’ve installed a roof. The roof starts leaking, and the owner calls...
Local Freight Trucks Have Specific Insurance Needs
January 12, 2024
While over-the-road and regional vehicles traverse large areas and cross borders, local trucks remain within metropolitan areas. As a result of that tight-knit territory, local freight truckers must navigate smaller roads. They also face a wider array of potential accidents.
Hazards include congestion, one-way streets, pedestrians, cyclists and traffic mitigation measures like roundabouts and lights, as...
