Properly Insuring Your ATV
July 25, 2023
All-terrain vehicles (ATVs) are off-road vehicles often used for fun and recreation. But with the thrills come major safety risks.
Weighing more than 600 pounds, ATVs have large, powerful engines that allow them to reach speeds of 110 km/h or more. They can be unstable and hard to control, particularly at high speeds. They have no...
5 Benefits of Using an Insurance Broker for Your Business
July 18, 2023
With a growing market of digital insurance products, you may be tempted to move away from working with an independent insurance broker. You might think it will save you time or money on your insurance. The truth is that insurance brokers are experts in their field. Their job is to protect your business with the...
Summer Swimming Pool Safety Tips
July 3, 2023
Though splashing and diving is carefree fun, owning a backyard pool comes with serious responsibilities. From poolside party safety tips to supervision, there are many general safety precautions you can take to make sure your friends and family enjoy your pool safely.
General Pool Safety Recommendations:
Install a fence with self-locking and closing gates to completely isolate...
Homeowners Beware: Severe Spring Weather and Your Home
March 31, 2023
Heavy rains and snow melting in late April and May 2019 in Ontario, Quebec and New Brunswick caused $208 million in insured damage, as reported by Catastrophe Indices and Quantification Inc. Overflowing rivers flooded roads and basements, submerged vehicles and shifted home foundations, while heavy rain caused roof leaks and sewer backups. Residential homes and...
Does Your Home Need Flood Insurance?
March 31, 2023
Flooding is the most common natural disaster in Canada, so you aren’t alone in facing this challenge. Many homeowners live in flood-prone areas.
Homeowners' and renters' insurance typically doesn’t cover flood damage. You’ll need to purchase a separate flood policy. Flood victims sometimes qualify for emergency relief, but insurance provides the best protection.
Your mortgage lender also...
What Are Some Common Exclusions on Auto Insurance Policies?
March 14, 2023
There are three primary components of auto insurance. Depending on where you live, some may be mandatory and others may be optional. Liability — Pays expenses related to bodily injury to another person or property damage caused by your vehicle Comprehensive — Reimburses any damage or replacement required for your own vehicle due to incidents...
Tips on How to Help Prevent a Holiday Season Home Burglary
December 16, 2022
Obviously, you want to protect your home against burglary risks year-round. But thieves know that the holiday season is a time when your home is likely to be filled with brand-new gifts, cash and other expensive items, so extra awareness and security measures are needed.
Protect yourself and your belongings (and maybe even save on your...
5 Tips for Reducing Your Winter Heating Bill
December 5, 2022
Winter is here in full swing and that heating bill is about to go up! There are many tricks and tips for reducing your heating bill this winter, but below we will highlight 5 that will definitely help reduce the costs and save you money.
1. Turn Down the Temp on Your Water Heater
Turning down the...
10 Essential Christmas Tree Safety Tips to Avoid a Tragedy This Holiday Season
November 29, 2022
Every year, Christmas trees start fires. While these fires aren’t common, they tend to be very serious, resulting in costly damage, property loss and even loss of life. Typically, electrical problems or a heat source too close to the tree is the culprit. But these accidents are usually preventable when you take the proper precautions.
Minimize...
