8 Important Safety Tips When Using a Wood Burning Stove
December 18, 2024
Did You Know?
The largest source of fire in Canadian homes comes from fuel burning appliances. The main causes of fire include: inadequate clearance between the wood burner and walls, floors and furniture; creosote buildup in the chimney; poorly or improperly installed chimneys and improper installation of the wood burner itself.
Wood Burning Stove Safety
Use these tips...
Top 5 Risks That Contractors Face
December 6, 2024
Construction firms face many risks: worksite injuries, skilled labour shortages, cash flow problems, contract disputes, job site theft, defects in workmanship and material, weather delays and supply interruptions, to name just a few.
One study found that construction companies have the lowest survival rate of any type of startup. Only 36.4% were still in business after...
10 Reasons You Should Be Using an Insurance Broker
October 25, 2024
In today’s fast-paced world, choosing insurance through a direct writer may seem convenient, but there are powerful reasons why working with a broker can offer unmatched value and peace of mind.
Here are 10 reasons an insurance broker is better:
1. Personalized service
An independent insurance broker offers personalized service that direct insurance companies can't match. Insurance isn't...
Business AI Chatbot Risks and Cybersecurity Solutions
September 6, 2024
Artificial intelligence (AI) chatbots have emerged as a leading innovation across multiple industries, from health care to banking to hospitality. These AI-powered assistants can enhance customer service, boost efficiency, perform tasks 24/7 and save business resources.
But the chatbot explosion has also created a new playground for hackers, raising concerns over chatbot security. Don't let the...
When To File (or Not File) a Homeowners Claim
August 19, 2024
Home insurance premiums have been increasing, and obtaining coverage can be challenging in what's known as a "hard market."
When extreme weather and catastrophic events put demands on the insurance industry, this reflects in premiums and renewals. Insurance companies take on less risk and increase their rates to keep pace with rising claims, litigation and higher...
What Is Professional Liability Insurance?
July 24, 2024
Professional liability insurance is commonly purchased by professionals and service providers to protect against claims of financial loss due to a failure to meet their profession’s standard of care.
Professional liability, also referred to as errors and omissions insurance, typically covers negligence, errors, omissions, and other mistakes you may make that could financially harm a client....
Condo Board Liability Checklist
June 20, 2024
Whether it’s for a small group of flats or a high-rise with hundreds of residents, being on a condo board is serious business. Condo boards make critical decisions that affect building maintenance, operations and residents. Use this checklist as a start for risk planning and stay ahead of your board’s liability exposure. Take meeting minutes...
Tune Up Your Auto Repair Shop Insurance
June 3, 2024
Safety challenges and the potential for substantial financial loss are increasing for service stations and auto repair shops. The escalating cost of used cars and the risks associated with repairing electric vehicles are major concerns garages face.
Your insurance requirements as an auto repair shop are unique, and your insurance broker should be well-versed in your...
Insuring Your Commercial Property During a Vacancy
May 16, 2024
Commercial property owners are struggling to balance a positive bottom line as tenant vacancies and insurance premiums increase.
According to Moody’s Analytics’ Q4 2023 Preliminary Trend Announcement, commercial real estate is in limbo. Their analysis revealed the following trends: Multifamily, office and industrial spaces declined in rentals and sales High interest rates squeezed funding and refinancing...
