Owning a Home with a Wood Stove
July 31, 2020
Does your home have the comforts of a wood stove? The wood heat is nice to have, especially during the winter, however; the unit first needs to be approved by the insurance company before it can be used. If the insurance company is not aware of the wood stove or the unit is not approved,...
Condo Insurance is Changing
June 9, 2020
Over the past year condo corporations (strata condos) have been facing a very challenging climate in respect to their insurance needs.
For many years, condo corporation insurance rates have been relatively stable. However, excessive water damage losses, along with severe weather events have created a situation where this class of business is creating large losses for...
5 Most Common Types of Home Insurance Claims
May 14, 2020
Home insurance is a necessary purchase for virtually all homeowners, however, it is also a product that no one ever wants to have to use.
Understanding some of the most common types of insurance claims filed by homeowners can help you take steps to reduce the risk of damage to your property.
Cause of Loss: Water Damage
In...
What to Do If a Water Pipe Bursts in Your Home
May 6, 2020
Having a pipe burst in your home can be an overwhelming event and for many, the “next steps” to take are unknown. We have compiled an ordered list to help you in the event a pipe ruptures in your home and what to do about it.
1. Turn off the water: Complete this step as soon...
Sewer Backup Prevention Methods
April 20, 2020
Some of the most costliest homeowners’ insurance claims are from sewer and water backup mishaps. The most common cause of a backup in your sewer lateral is from items the line is not meant to handle.
There are a few simple things that you can do to prevent a sewer backup and protect your sewer line:...
8 Tips for Reducing your Winter Power Bill
January 24, 2020
When outside temperatures begin to plummet, one of the most costly consequences is the increased energy it takes to maintain a comfortable home which results in a higher power bill. Though it may be tempting to simply lower the temperature on a thermostat and bear the chilly repercussions, there are several solutions.
Reducing Winter Power Bills
Consider...
Understanding Condo Insurance and The Risks Owners have to face.
September 20, 2019
If you own a condo, determining your insurance risks requires a little background research. Typically, your condo association has a master policy that insures all of the property and common areas that are collectively owned by the unit owners. But how do you cover the cost of damage caused by a kitchen fire or theft...
5 Important Tips to Hire a Good Contractor
August 23, 2019
The Hiring Process
Whether your home improvement projects are large or small, hiring a reliable and competent contractor is vital to any successful project. Here are some tips to help you hire a good contractor.
Hiring a Contractor
Once you’ve made a list of potential contractors to use, it’s best to interview them. Here are some important questions...
Can You Dig Anytime You Want on Your Property?
August 13, 2019
If you are considering digging into the ground on your property, put down that shovel. Under federal and provincial law, all homeowners and contractors are required to notify the appropriate utility companies before doing any excavation work.
Dig Safe System
To help you comply with this legislation many utility companies have banded together to form the Dig...
