Plumbing Contractors: Here’s What Insurance You Need in Canada
September 5, 2025
Plumbing is an essential, but risky trade. From burst pipes causing property damage to injuries on job sites and exposure to potentially hazardous chemicals, plumbing work comes with a unique set of challenges. But having the right insurance in place can prevent things like lawsuits and accidents from derailing your business.
Here are four essential types...
Electrical Contractors: Here’s What Insurance You Need in Canada
September 5, 2025
Don’t let one mistake burn through your business’s finances.
Electrical contractors keep the lights on and the power pulsing through the Canadian economy. It’s an essential but hazardous trade that requires careful risk management and insurance selection.
Whether you’re troubleshooting a faulty circuit, installing new wiring or maintaining electrical systems, accidents can happen. Tools can be stolen,...
What Are Some Common Exclusions On Commercial Policies?
July 10, 2025
While today’s commercial insurance policies provide broad coverage, all policies contain exclusions — things the insurer doesn’t cover under that particular policy. But this doesn’t mean you cannot obtain coverage. You usually can through a separate policy designed specifically for that risk.
Let’s look at some common exclusions.
Wear and tear
Most commercial property policies exclude losses that...
Cut Your Commercial Construction Risk
April 6, 2024
If you construct commercial or institutional buildings, you know the market for new construction has had its ups and downs. Contractors benefited from an uptick in commercial and multifamily starts in 2021 and 2022 only to see demand fall in 2023 due to rising interest rates and tight credit.
According to construction market research company Dodge...
Confined Space Entry Checklist
February 8, 2024
In a confined space, it only takes seconds for atmospheric toxins to incapacitate a worker. Refer to the following checklist to keep your employees safe whenever they’re working in a confined space.
But first, it’s important to know the difference between a confined space and a permit-required confined space.
Confined space classifications
According to the Canada Occupational Health...
Contractors: What Happens If The Construction Material You Use Fails?
January 30, 2024
Construction defects include design flaws, poor workmanship, product defects and subsurface deficiencies. When the products and materials you use are defective, you can be held liable. That’s because the project owner can name you in a lawsuit, even if you aren’t at fault.
Imagine you’ve installed a roof. The roof starts leaking, and the owner calls...
