Does Your Home Need Flood Insurance?
March 31, 2023
Flooding is the most common natural disaster in Canada, so you aren’t alone in facing this challenge. Many homeowners live in flood-prone areas.
Homeowners' and renters' insurance typically doesn’t cover flood damage. You’ll need to purchase a separate flood policy. Flood victims sometimes qualify for emergency relief, but insurance provides the best protection.
Your mortgage lender also...
Homeowners Beware: Common Infestation and Animal Damage Exclusions
March 29, 2023
wildlife is a pleasure to experience — but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and potentially expensive).
Most homeowners insurance expressly excludes damage from: Birds Rodents Insects
Even if your problem doesn’t fit into one of...
What Are Some Common Exclusions on Auto Insurance Policies?
March 14, 2023
There are three primary components of auto insurance. Depending on where you live, some may be mandatory and others may be optional. Liability — Pays expenses related to bodily injury to another person or property damage caused by your vehicle Comprehensive — Reimburses any damage or replacement required for your own vehicle due to incidents...
7 Ways to Reduce Your Chances of Vehicle Theft
March 7, 2023
The Insurance Bureau of Canada reports that auto thefts cost Canadians $1 billion per year because of organized auto theft rings.
What steps can you take to avoid becoming part of these statistics? Here are seven simple actions that can save you the stress and expense of a vehicle theft.
1. Keep your doors locked, even when...
Tips on How to Help Prevent a Holiday Season Home Burglary
December 16, 2022
Obviously, you want to protect your home against burglary risks year-round. But thieves know that the holiday season is a time when your home is likely to be filled with brand-new gifts, cash and other expensive items, so extra awareness and security measures are needed.
Protect yourself and your belongings (and maybe even save on your...
5 Tips for Reducing Your Winter Heating Bill
December 5, 2022
Winter is here in full swing and that heating bill is about to go up! There are many tricks and tips for reducing your heating bill this winter, but below we will highlight 5 that will definitely help reduce the costs and save you money.
1. Turn Down the Temp on Your Water Heater
Turning down the...
10 Essential Christmas Tree Safety Tips to Avoid a Tragedy This Holiday Season
November 29, 2022
Every year, Christmas trees start fires. While these fires aren’t common, they tend to be very serious, resulting in costly damage, property loss and even loss of life. Typically, electrical problems or a heat source too close to the tree is the culprit. But these accidents are usually preventable when you take the proper precautions.
Minimize...
5 Tips for Preparing Your Business for the Holiday Season
November 14, 2022
The holiday season is a hectic time for consumers and businesses alike so preparing your business for the holiday season can be a stressful time. During this busy time, companies experience an uptick in foot traffic and sales, necessitating more product and staff.
While this often means higher profits for retail businesses, seasonal employees, crowded stores...
Top 5 Benefits of Business Interruption Insurance
October 26, 2022
Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures.
That’s where business interruption insurance can help. This form...
