Why All Homeowners Should Consider Flood Coverage
August 22, 2023
Most flood claims occur in homes located outside designated mapped flood zones. Flash rains, ice damming, and faulty gutters or window wells can cause a flood.
Basements add up: Even if your basement is unfinished, and you think your storage items aren’t valuable, consider the value of the equipment that makes your house run such as:...
Top Risks Associated with Electric Vehicles
August 17, 2023
While the government doesn’t collect data on the number of electric vehicle (EV) fires, there’s one thing all industry specialists seem to agree on: When an EV catches fire, it’s much more difficult to extinguish than traditional vehicle fires. That’s because an EV’s lithium-ion battery holds a lot of concentrated energy, with each cell containing...
Check Your Homeowners Insurance Before You Become a Home-Sharing Host
August 1, 2023
Are you offering your home on a home-sharing service? Most home-sharing and host services make renting out your house easy. They even offer $1 million in insurance coverage as part of their service. Like most people, you might ask yourself why you’d need more than $1 million in insurance.
It’s not the coverage amount as much...
Properly Insuring Your ATV
July 25, 2023
All-terrain vehicles (ATVs) are off-road vehicles often used for fun and recreation. But with the thrills come major safety risks.
Weighing more than 600 pounds, ATVs have large, powerful engines that allow them to reach speeds of 110 km/h or more. They can be unstable and hard to control, particularly at high speeds. They have no...
5 Benefits of Using an Insurance Broker for Your Business
July 18, 2023
With a growing market of digital insurance products, you may be tempted to move away from working with an independent insurance broker. You might think it will save you time or money on your insurance. The truth is that insurance brokers are experts in their field. Their job is to protect your business with the...
Summer Swimming Pool Safety Tips
July 3, 2023
Though splashing and diving is carefree fun, owning a backyard pool comes with serious responsibilities. From poolside party safety tips to supervision, there are many general safety precautions you can take to make sure your friends and family enjoy your pool safely.
General Pool Safety Recommendations:
Install a fence with self-locking and closing gates to completely isolate...
BBQ Grilling Safety Guide
April 20, 2023
Did you know?
Many backyard gatherings are centered around the grill and the family’s resident chef as they create enticing aromas. In spite of how great grilled foods taste, gas and charcoal grills account for thousands of fires on residential properties in Canada each year.
The Recipe For Safe Grilling
To avoid becoming a grilling mishap statistic, we’ve...
Homeowners Beware: Severe Spring Weather and Your Home
March 31, 2023
Heavy rains and snow melting in late April and May 2019 in Ontario, Quebec and New Brunswick caused $208 million in insured damage, as reported by Catastrophe Indices and Quantification Inc. Overflowing rivers flooded roads and basements, submerged vehicles and shifted home foundations, while heavy rain caused roof leaks and sewer backups. Residential homes and...
Does Your Home Need Flood Insurance?
March 31, 2023
Flooding is the most common natural disaster in Canada, so you aren’t alone in facing this challenge. Many homeowners live in flood-prone areas.
Homeowners' and renters' insurance typically doesn’t cover flood damage. You’ll need to purchase a separate flood policy. Flood victims sometimes qualify for emergency relief, but insurance provides the best protection.
Your mortgage lender also...
