Has Your Commercial Property Insurance Kept Up With Values?
February 21, 2024
Record-high inflation is pushing up the cost of everything, including property insurance
Commercial real estate insurance rates are up by at least double digits this year, which insurers largely attribute to higher construction and replacement costs and more frequent disasters. Though the Insurance Information Institute reported replacement cost increases slowed down slightly in the second half...
Confined Space Entry Checklist
February 8, 2024
In a confined space, it only takes seconds for atmospheric toxins to incapacitate a worker. Refer to the following checklist to keep your employees safe whenever they’re working in a confined space.
But first, it’s important to know the difference between a confined space and a permit-required confined space.
Confined space classifications
According to the Canada Occupational Health...
Contractors: What Happens If The Construction Material You Use Fails?
January 30, 2024
Construction defects include design flaws, poor workmanship, product defects and subsurface deficiencies. When the products and materials you use are defective, you can be held liable. That’s because the project owner can name you in a lawsuit, even if you aren’t at fault.
Imagine you’ve installed a roof. The roof starts leaking, and the owner calls...
Local Freight Trucks Have Specific Insurance Needs
January 12, 2024
While over-the-road and regional vehicles traverse large areas and cross borders, local trucks remain within metropolitan areas. As a result of that tight-knit territory, local freight truckers must navigate smaller roads. They also face a wider array of potential accidents.
Hazards include congestion, one-way streets, pedestrians, cyclists and traffic mitigation measures like roundabouts and lights, as...
5 Major Hazards of Winter Driving
December 4, 2023
This goes without saying, but winter driving is one of the most hazardous driving conditions there can be. The visibility is poor, there is no traction, and it’s freezing outside! These types of conditions can turn a typical drive into quite the safety hazard.
1. Icy Roads (Black Ice)
Ice is probably going to be the...
Important Tips When Leaving Home For a Trip
December 1, 2023
Keeping Your Home Safe While You’re Away
When preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. To protect your residence while you’re away and enjoy a worry-free trip, keep in mind the following tips.
Preparing for Vacation
There are a number of hazards that could affect your home while you’re...
First Time Homebuyer: Why Insurance and Maintenance Matter
October 6, 2023
Buying a home is an exciting and fraught endeavour. Getting caught up in a bidding war is easy when you want a home badly. Or maybe you're casting your net wide and would be happy to secure any house on your list.
A trusted friend or family member who’s also an experienced homeowner can be an...
5 Fall Home Maintenance Tips to Help Get your Home Ready for Winter
September 18, 2023
When the leaves begin to turn and the weather starts getting cold, many homeowners start thinking about the maintenance tasks they need to complete in order to prepare their homes for the inevitable incoming winter!
Most of the tasks listed below are quite simple and can typically be tackled by any homeowner.
Tip # 1: Clean the...
Your Home Insurance Has Limited Protection For Jewellery
September 8, 2023
Whether it’s a single engagement ring, an heirloom set or a large collection you bought for yourself, your jewellery needs insurance. Yet most home insurance policies limit the amount of coverage to $5,000 or less. That might not even be enough to cover a single piece, much less a jewellery box full.
For example, the average...
