Market Trends: Steep Home Insurance Rates
February 27, 2026
Home insurance prices fluctuate based on your home’s location, value, age and construction materials. The national average for home insurance is around $960 per year, according to rate aggregator websites like ratehub.ca. Rates have increased steadily in areas with extreme weather like floods, wildfires, tornadoes. And with inflation driving up the cost of materials and...
What To Include in Your Vehicle’s Emergency Kit
February 20, 2026
A roadside emergency can be a daunting experience. Being prepared helps make it a little easier. A well-stocked emergency kit for your car is crucial to ensuring your safety if you are ever stranded on the road.
Ready to get started? Check out these helpful tips on how to make an emergency kit for your car.
Know...
Insuring Your Commercial Property During a Vacancy
February 16, 2026
Commercial property owners are struggling to balance a positive bottom line as tenant vacancies and insurance premiums increase.
According to Moody’s Analytics’ Q4 2023 Preliminary Trend Announcement, commercial real estate is in limbo. Their analysis revealed the following trends: Multifamily, office and industrial spaces declined in rentals and sales High interest rates squeezed funding and refinancing...
Protect Your Secondary Residence
January 9, 2026
Many people dream of having a second residence. If you’re lucky enough to have one, you’ll need adequate insurance and maintenance to keep it in good shape.
With secondary homes, insurers want to know how much attention, maintenance and security the property receives. In some locations, theft and vandalism are considerable risks, especially for homes that...
Cyber Bytes: What Is a Zero-Click Attack?
January 9, 2026
You know not to click on sketchy links and attachments, but what about hacks that invade your device without interacting directly with you?
Zero-click threats are cyberattacks where the criminal gains access to your device without interacting with you, hence the term “zero-click.” The attacks are embedded in multimedia files, videoconferencing sessions, authentication requests, phone calls,...
New ‘Care-First’ Auto Insurance Coming to Alberta
January 9, 2026
Starting Jan. 1, 2027, Alberta is launching a new "care-first" auto insurance system. This system is designed to facilitate quicker payouts and better benefits for people involved in auto accidents.
Under the current system, not-at-fault drivers can sue in most circumstances, except for narrowly defined minor injuries. According to Alberta's official website, this means claims can take...
13 Important Car Maintenance Tips To Remember
January 2, 2026
About 8% of car owners say they have delayed routine maintenance, according to Automotive Market Research. Unsurprisingly, the top reasons were not having enough time (33%) and not having enough money (30%). But delaying maintenance can lead to more expensive and time-consuming repairs down the road.
Here are 13 car maintenance tips to optimize your car's...
Starting a New Business? Make Insurance Part of Your Plan
November 21, 2025
Whether you’re starting a new business out of necessity or you’re a natural entrepreneur, you need the right insurance to protect yourself from property and liability losses. Here, we’ll look at the most widely needed types of insurance for businesses.
Property insurance
There is a basic insurance package that works for a broad range of small startups....
Homeowners Beware: Common Infestation and Animal Damage Exclusions
November 20, 2025
wildlife is a pleasure to experience — but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and potentially expensive).
Most homeowners insurance expressly excludes damage from: Birds Rodents Insects
Even if your problem doesn’t fit into one of...