The “Bigger is Better” Myth
May 22, 2018
“International brokerage firms have deep pockets and will reach into those pockets to pay claims the insurance company won’t pay or the broker missed.”
The only way any broker of any size would do this is if they knew they were negligent. The entire insurance industry is set up to protect the consumer, with many fail-safes...
The “Clout” Myth
May 22, 2018
“Bigger brokerage firms have more clout with the suppliers.”
Insurance is a contract, not a social program. It is covered or it is not covered in accordance with the contract. Sometimes things are interpreted differently by the claimant and the insurance company, but that comes down settling the interpretation. The contract cannot be rewritten to cover...
The “Badge of Honor” Myth
May 22, 2018
“My business is so big and our insurance needs are so complex that these little local insurance guys can’t handle it. I have to deal with the big guys in the big city for my business.”
While historically that may have been true, for the last decade or more it certainly has not been. In fact,...
Drinking & Driving
May 22, 2018
Did you know? If ever pulled over by an officer who thinks you have been drinking & driving your license would be immediately suspended for the following: If you blew .04 BAC (blood alcohol content) your license will be suspended for 24 hrs as well as a 3 day vehicle impoundment. (1st offence) 2nd offence...
Grass Fires
May 9, 2018
Grass Fires
It is once again that time of year when fires are on everyone’s mind. Let’s take a look at how property insurance, such as homeowners, or farm insurance responds with respect to grass fires. A grass fire, regardless of the cause (lightning, burn off getting out of control, arson – not set by you,...
Sask Speeding Fine Increase
May 2, 2018
As of May 1, 2018, in Saskatchewan, the fine per kilometer over the speed limit has been doubled. As well, any driver caught going 20 km/hr over the speed limit will now be fined $190. Fines will also be increased to $390 when 20km/hr over the speed limit in school zones and $440 in construction...
Dimming Headlights
April 23, 2018
When meeting a vehicle on the highway you must have your headlights dimmed at least 200 M (650 FT) in advance to passing any oncoming vehicle on the highway.
Also you are not required to dim your headlights for oncoming traffic on a divided highway if the roads are 22 M (70 FT) or more apart. (this is measured from left shoulder to...
7 Ways to Save on Your Home Insurance Today!
October 16, 2017
Now lots of people think they are getting the best deal on their home insurance, but that is usually not the case! There are all kinds of discounts available and some brokerages simply just don't tell you about them and we’re ready to share them with you! If you feel like you apply for any...
