Tips to Help with Rates for a New Driver
August 29, 2018
Finding the right car insurance can be challenging due to the rates associated with new drivers and their lack of driving experience. Here are some options to help get/ keep your premiums as low as possible!
Enroll in a Driver’s Education Course
Driver’s education courses will consist of classroom as well as practical instruction, which provides drivers...
Ways to Prevent & Insure Cyber Attacks
August 10, 2018
Cyber Attacks - Prevention/ Follow Through & Insurance
Cyber threats are often difficult to understand and identify. The threats include dangers such as viruses erasing entire systems, hackers breaking into systems to alter files, or steal confidential information. The spectrum of cyber risks is limitless; threats, some more serious and sophisticated than others, can have wide-ranging...
7 Home Insurance Discounts To Help Save You Money
July 3, 2018
Now lots of people think they are getting the best deal on their home insurance, but that is usually not the case! There are all kinds of home insurance discounts available (depending on your insurance provider) and some brokerages simply just don’t tell you about them and we’re ready to share them with you! If...
Why An Auto Policy Might be Right For You!
June 5, 2018
In Saskatchewan every vehicle registered is covered by limited and basic plate coverage, including a $700 deductible along with $200,000 liability.
When you purchase an Auto Policy or “Package Policy”, you have the opportunity to choose lower deductibles for Collision (any accident you are in); Comprehensive (fire, theft, vandalism, windstorm, hailstorm, etc.) and Road Hazard Glass...
The “Effort” Myth
May 22, 2018
“It’s too much work to change.”
Another favorite of mine. Balance these thoughts: How much of your work life isn’t work? Is what you do of value? Do you gain from the effort you put forth? Let’s work on this myth. There may be some effort required on the part of the business in changing its...
The “Misplaced Loyalty” Myth
May 22, 2018
“I’ve been with my broker for 25 years and he hasn’t done anything wrong.”
I sincerely appreciate this one. I believe loyalty is often due, but that it also has to be earned. I know I certainly appreciate it when our clients are loyal to us, especially since I believe we forget great relationships and we...
The “Legal Expertise” Myth
May 22, 2018
“I want to deal with the conglomerates because they have teams of lawyers ready to help me.”
Do they make mistakes so often that it’s worthwhile for them to have a team of lawyers on their staff? There’s no team and they’re probably not on the staff of the brokerage. It’s more likely they have a...
The “Impressive Broker” Myth
May 22, 2018
“If I use one of the biggest, most impressive brokerage firms for my bonding, then I’ll look like a big shot too.”
In no place is a relationship more powerful than when it comes to bonding facilities. Large corporate brokers tend to try to satisfy their clients’ requirements through brute force or threats like “Give us...
The “Bigger is Better” Myth
May 22, 2018
“International brokerage firms have deep pockets and will reach into those pockets to pay claims the insurance company won’t pay or the broker missed.”
The only way any broker of any size would do this is if they knew they were negligent. The entire insurance industry is set up to protect the consumer, with many fail-safes...
