Owning a Home with a Wood Stove
July 31, 2020
Does your home have the comforts of a wood stove? The wood heat is nice to have, especially during the winter, however; the unit first needs to be approved by the insurance company before it can be used. If the insurance company is not aware of the wood stove or the unit is not approved,...
Save on Your Insurance With a Credit Score Discount
July 21, 2020
Everybody likes to catch a financial break every now and then! Well, I certainly can provide you with a fantastic way to do this!
It is a proven fact that people with good personal credit are generally “low-risk” clients. Why? People who care for their finances are also those who typically care for their homes, autos,...
Alberta Auto Insurance | 5 Tips for New Drivers
July 17, 2020
Getting your drivers license is an exciting time, but for new drivers, finding affordable auto insurance in Alberta can be difficult. Age, gender, marital status and experience all affect insurance rates and can make premiums quite high. Here are 5 tips for new drivers to consider when purchasing auto insurance. Take out an insurance policy...
Contractor Tools – Co Insurance
July 14, 2020
Unlike many businesses, contractors frequently leave their place of business (shop) and work on their client’s premises. The fact that contractors are mobile means that traditional property insurance coverage, which is very often specific to a single location, won’t meet the property coverage needs of most contractors. The contents coverage at a shop location won’t...
Co-Insurance Explained
July 3, 2020
Has your insurance broker ever used the term “co-insurance clause”? It’s a part of most insurance policies that you purchase so it is important to understand exactly what it is.
On most commercial policies you will see it declared on the policy documents what the co-insurance clause percentage is. The co- insurance clause is typically 80% ,90% or...
Condo Insurance is Changing
June 9, 2020
Over the past year condo corporations (strata condos) have been facing a very challenging climate in respect to their insurance needs.
For many years, condo corporation insurance rates have been relatively stable. However, excessive water damage losses, along with severe weather events have created a situation where this class of business is creating large losses for...
A Digital Insurance Revolution
May 27, 2020
Swift Digital Insurance is a relatively young company, having officially launched in June of 2018. But ours is not the story of a start up, in fact, Swift Digital’s story is one of revolution. As countless businesses now scramble to reinvent themselves, we though it would be appropriate to share our story.
We began our digital...
5 Most Common Types of Home Insurance Claims
May 14, 2020
Home insurance is a necessary purchase for virtually all homeowners, however, it is also a product that no one ever wants to have to use.
Understanding some of the most common types of insurance claims filed by homeowners can help you take steps to reduce the risk of damage to your property.
Cause of Loss: Water Damage
In...
What to Do If a Water Pipe Bursts in Your Home
May 6, 2020
Having a pipe burst in your home can be an overwhelming event and for many, the “next steps” to take are unknown. We have compiled an ordered list to help you in the event a pipe ruptures in your home and what to do about it.
1. Turn off the water: Complete this step as soon...
