Homeowners, Are You Missing Out on Discounts?
April 2, 2026
Home and auto policies go together like a team: cookies and milk or peanut butter and jelly. It just makes sense. If your home and auto policies aren't bundled, you might be missing out on some key perks, like premium discounts that can mean savings.
Benefits to bundling home and auto
Bundling your home and auto coverage...
Playground Safety and Insurance Considerations
April 2, 2026
As warmer months approach, kids flock to playgrounds to release their endless energy. But along with that fun come scraped knees and sometimes more serious injuries, like broken bones, dislocations and concussions.
According to the Canadian Institute for Health Information, 1,841 children under the age of 18 required hospitalization as a result of a playground injury...
Even Home-Based Businesses Need D&O
April 1, 2026
Approximately 20% of Canadians work from home, according to Statistics Canada. While “home-based” businesses are primarily operated out of one’s home, business activities may take place at other locations. The most common home-based businesses are communication, IT, construction and professional services.
If you run your business from home, you may think directors and officers (D&O) insurance...
Cyber Bytes: Top Text Scams and Tips To Avoid Them
March 28, 2026
According to the Canadian Anti-Fraud Centre (CAFC), Canadians reported $24 million in text scam losses in 2024.
Exploiting your responsiveness to texts
Texts are far more likely to be responded to than calls or emails. And many consumers prefer texting.
Fraudsters have this information, which is why they continue to send their scams over text. They’re leveraging text...
Your Homeowners Policy and Roof Damage
March 23, 2026
The idea of having “a roof over your head” is comforting precisely because roofs are so important. And you may feel reassured that your homeowners insurance policy will cover you if your roof is damaged due to hail, a downed tree or another catastrophe.
But it’s important to understand that many common causes of roof damage...
Prevent Gaps in Your Building Inspectors Insurance
March 16, 2026
Private building inspectors face expensive damage claims if they’re negligent in their work. You may need professional liability insurance, commercial general liability (CGL) insurance, property insurance and other business insurance to protect against debilitating financial losses. If you contract with developers, homeowners, homebuilders or government agencies, you typically must show that you have adequate training,...
Protect Your Small Business From Social Media Risks
March 10, 2026
Social media platforms such as Facebook, Instagram, TikTok, and X provide innovative ways to connect with your customers and market your business. You can communicate changes to business hours, exclusive sales and community activities, and interact with the public through online surveys, customer feedback and sharing.
But social media also poses risks to your business. You...
Having Water in an Emergency
March 1, 2026
In an emergency, having enough clean water is the top priority. A normally active person needs to drink at least two quarts of water each day. Hot environments can double that amount. Children, nursing mothers and ill people need even more.
If an earthquake, flood, hurricane, tornado, wildfire, winter storm or other disaster strikes your community,...
4 Water Damage Situations Standard Home Insurance Policies Won’t Cover
February 27, 2026
No one wants to come home to an overflowing toilet, a backed-up sewer line or a leaking ceiling. Water damage can cause homeowners as much money and anxiety as a fire, an earthquake or a hurricane.
Most homeowners don’t know what types of water damage their home insurance covers. To avoid any unpleasant surprises, familiarize yourself...
