Starting a New Business? Make Insurance Part of Your Plan
November 21, 2025
Whether you’re starting a new business out of necessity or you’re a natural entrepreneur, you need the right insurance to protect yourself from property and liability losses. Here, we’ll look at the most widely needed types of insurance for businesses.
Property insurance
There is a basic insurance package that works for a broad range of small startups....
Homeowners Beware: Common Infestation and Animal Damage Exclusions
November 20, 2025
wildlife is a pleasure to experience — but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and potentially expensive).
Most homeowners insurance expressly excludes damage from: Birds Rodents Insects
Even if your problem doesn’t fit into one of...
Contingent Business Interruption Coverage for Cyber
November 20, 2025
Business interruption (BI) insurance typically covers physical damage to a commercial space insured by a commercial property policy. However, business interruption and loss of income can also occur due to a cyberattack. Without physical damage to your commercial property, you most likely won’t be insured for a cyber-related business interruption.
For that, you’d need a specific...
Check Your Homeowners Insurance Before You Become a Home-Sharing Host
November 10, 2025
Are you offering your home on a home-sharing service? Most home-sharing and host services make renting out your house easy. They even offer $1 million in insurance coverage as part of their service. Like most people, you might ask yourself why you’d need more than $1 million in insurance.
It’s not the coverage amount as much...
9 Important Tips For Staying Safe with Space Heaters
November 7, 2025
Did You Know?
Supplemental heating equipment, such as space heaters, is a leading cause of home fires in Canada from December through February. If you plan on using a space heater for some additional warmth this winter, keep the following safety precautions in mind.
Tips to Keep Safe Do not use space heaters to warm bedding, thaw...
10 Tips for Better Mental Health
October 10, 2025
People tend to think of physical and mental health as distinct, but they’re not. Physical and mental health are so interconnected that you can’t have one without the other. For example, poor mental health is linked to diabetes, heart disease and stroke, according to Health Canada. There’s also growing evidence linking psychological problems with autoimmune...
Plumbing Contractors: Here’s What Insurance You Need in Canada
September 5, 2025
Plumbing is an essential, but risky trade. From burst pipes causing property damage to injuries on job sites and exposure to potentially hazardous chemicals, plumbing work comes with a unique set of challenges. But having the right insurance in place can prevent things like lawsuits and accidents from derailing your business.
Here are four essential types...
Electrical Contractors: Here’s What Insurance You Need in Canada
September 5, 2025
Don’t let one mistake burn through your business’s finances.
Electrical contractors keep the lights on and the power pulsing through the Canadian economy. It’s an essential but hazardous trade that requires careful risk management and insurance selection.
Whether you’re troubleshooting a faulty circuit, installing new wiring or maintaining electrical systems, accidents can happen. Tools can be stolen,...
Buying a Local Business: What Are Your Insurance Issues?
September 5, 2025
Are you looking to buy another company? Folding its property, customers and employees into your organization is no small feat. Even if you plan to keep it as a subsidiary, you need to do full due diligence on the insurance aspect of the deal. This rundown can help you prepare so your transaction doesn’t fall...
