Protect Your Secondary Residence
January 9, 2026
Many people dream of having a second residence. If you’re lucky enough to have one, you’ll need adequate insurance and maintenance to keep it in good shape.
With secondary homes, insurers want to know how much attention, maintenance and security the property receives. In some locations, theft and vandalism are considerable risks, especially for homes that...
Cyber Bytes: What Is a Zero-Click Attack?
January 9, 2026
You know not to click on sketchy links and attachments, but what about hacks that invade your device without interacting directly with you?
Zero-click threats are cyberattacks where the criminal gains access to your device without interacting with you, hence the term “zero-click.” The attacks are embedded in multimedia files, videoconferencing sessions, authentication requests, phone calls,...
New ‘Care-First’ Auto Insurance Coming to Alberta
January 9, 2026
Starting Jan. 1, 2027, Alberta is launching a new "care-first" auto insurance system. This system is designed to facilitate quicker payouts and better benefits for people involved in auto accidents.
Under the current system, not-at-fault drivers can sue in most circumstances, except for narrowly defined minor injuries. According to Alberta's official website, this means claims can take...
13 Important Car Maintenance Tips To Remember
January 2, 2026
About 8% of car owners say they have delayed routine maintenance, according to Automotive Market Research. Unsurprisingly, the top reasons were not having enough time (33%) and not having enough money (30%). But delaying maintenance can lead to more expensive and time-consuming repairs down the road.
Here are 13 car maintenance tips to optimize your car's...
Starting a New Business? Make Insurance Part of Your Plan
November 21, 2025
Whether you’re starting a new business out of necessity or you’re a natural entrepreneur, you need the right insurance to protect yourself from property and liability losses. Here, we’ll look at the most widely needed types of insurance for businesses.
Property insurance
There is a basic insurance package that works for a broad range of small startups....
Homeowners Beware: Common Infestation and Animal Damage Exclusions
November 20, 2025
wildlife is a pleasure to experience — but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and potentially expensive).
Most homeowners insurance expressly excludes damage from: Birds Rodents Insects
Even if your problem doesn’t fit into one of...
Contingent Business Interruption Coverage for Cyber
November 20, 2025
Business interruption (BI) insurance typically covers physical damage to a commercial space insured by a commercial property policy. However, business interruption and loss of income can also occur due to a cyberattack. Without physical damage to your commercial property, you most likely won’t be insured for a cyber-related business interruption.
For that, you’d need a specific...
Check Your Homeowners Insurance Before You Become a Home-Sharing Host
November 10, 2025
Are you offering your home on a home-sharing service? Most home-sharing and host services make renting out your house easy. They even offer $1 million in insurance coverage as part of their service. Like most people, you might ask yourself why you’d need more than $1 million in insurance.
It’s not the coverage amount as much...
9 Important Tips For Staying Safe with Space Heaters
November 7, 2025
Did You Know?
Supplemental heating equipment, such as space heaters, is a leading cause of home fires in Canada from December through February. If you plan on using a space heater for some additional warmth this winter, keep the following safety precautions in mind.
Tips to Keep Safe Do not use space heaters to warm bedding, thaw...
