Plumbing Contractors: Here’s What Insurance You Need in Canada
September 5, 2025
Plumbing is an essential, but risky trade. From burst pipes causing property damage to injuries on job sites and exposure to potentially hazardous chemicals, plumbing work comes with a unique set of challenges. But having the right insurance in place can prevent things like lawsuits and accidents from derailing your business.
Here are four essential types...
Electrical Contractors: Here’s What Insurance You Need in Canada
September 5, 2025
Don’t let one mistake burn through your business’s finances.
Electrical contractors keep the lights on and the power pulsing through the Canadian economy. It’s an essential but hazardous trade that requires careful risk management and insurance selection.
Whether you’re troubleshooting a faulty circuit, installing new wiring or maintaining electrical systems, accidents can happen. Tools can be stolen,...
Buying a Local Business: What Are Your Insurance Issues?
September 5, 2025
Are you looking to buy another company? Folding its property, customers and employees into your organization is no small feat. Even if you plan to keep it as a subsidiary, you need to do full due diligence on the insurance aspect of the deal. This rundown can help you prepare so your transaction doesn’t fall...
6 Tips for Expanding Your Business Footprint
September 5, 2025
The past few years have been tough for many businesses, with most just trying to keep their doors open.
Other businesses manage to thrive in spite of tough market conditions. If your company is one of these, you may now be looking to grow or expand your business footprint. Whether you are opening new locations, offering new...
Safe Driving and Auto Maintenance Tips
September 5, 2025
You can’t control other people’s driving behavior, but you can control yours. Here are some tips to take on the road.
Safe driving habits
Stay focused
Don’t text, call, or do anything that takes your mind or eyes off the road.
Maintain safe distances
Keep a three-second gap or more between your vehicle and the one in front of you.
Wear...
Before You Give Up on an Insurance Claim
September 5, 2025
It’s no fun receiving an insurance claim denial. But you can do a few things to help prevent or appeal a claim denial.
Know who you're talking to
Make sure you understand the difference between an independent insurance brokerage and an insurance company: Your independent insurance brokerage is your advocate. Their independent brokers sell insurance policies but...
Solitude Sheds and Other Structures: Does Your Homeowners Policy Cover Them?
September 5, 2025
If you’ve decided to build a solitude shed, let your insurance broker know. Sure, it might seem counterintuitive to tell others about your secret hideout. But the last thing you need is to spend your cash on a zen escape only to discover it’s not covered.
Insuring your outdoor structures, including solitude sheds
Most homeowners policies cover...
Clean Gutters Can Prevent Costly Home Damage
September 5, 2025
Gutters can be easy to overlook. But they can get clogged with decaying leaves and other organic matter, leading to damage and expensive repairs that your home insurance won’t cover.
Inspecting and cleaning your home’s gutters is crucial
Here are some top reasons gutter maintenance is a big deal for your home and budget.
Prevents roof, siding and...
When To File (or Not File) a Homeowners Claim
August 14, 2025
Home insurance premiums have been increasing, and obtaining coverage can be challenging in what's known as a "hard market."
When extreme weather and catastrophic events put demands on the insurance industry, this reflects in premiums and renewals. Insurance companies take on less risk and increase their rates to keep pace with rising claims, litigation and higher...
