Top 5 Risks That Contractors Face
December 6, 2024
Construction firms face many risks: worksite injuries, skilled labour shortages, cash flow problems, contract disputes, job site theft, defects in workmanship and material, weather delays and supply interruptions, to name just a few.
One study found that construction companies have the lowest survival rate of any type of startup. Only 36.4% were still in business after...
Travelers, Beware of Juice Jacking at Public Charging Stations
November 22, 2024
A public charging station is a welcome convenience when your device’s battery is running low. Airports, rest stops, hotels and malls usually have places to charge your devices. But cybercriminals know about these amenities, too.
Criminals can load malware onto public USB charging stations. They can also install skimming devices, similar to card readers. Skimming devices...
9 Important Tips For Staying Safe with Space Heaters
November 7, 2024
Did You Know?
Supplemental heating equipment, such as space heaters, is a leading cause of home fires in Canada from December through February. If you plan on using a space heater for some additional warmth this winter, keep the following safety precautions in mind.
Tips to Keep Safe Do not use space heaters to warm bedding, thaw...
7 Ways to Help Prevent Ice Dams
November 5, 2024
Did You Know?
Ice dams are caused when melted snow re-freezes after uneven heat loss from your home. This causes the roof to warm above freezing temperature, allowing snow to melt and then re-freeze before it reaches the roof’s edge. If this cycle repeats consistently, an ice dam forms and water collects behind it. Above all, ice...
10 Reasons You Should Be Using an Insurance Broker
October 25, 2024
In today’s fast-paced world, choosing insurance through a direct writer may seem convenient, but there are powerful reasons why working with a broker can offer unmatched value and peace of mind.
Here are 10 reasons an insurance broker is better:
1. Personalized service
An independent insurance broker offers personalized service that direct insurance companies can't match. Insurance isn't...
When and How To Apply a Tourniquet
September 25, 2024
The Paramedics Chiefs of Canada report that more than 2,400 Canadians bleed to death every year and many of these deaths were preventable. The American College of Surgeons states that approximately 40 per cent of all trauma-related deaths are due to blood loss. Ontario and BC are acknowledging this by honoring National Stop the Bleed...
The Basics of Cross-Border Trucking Insurance
September 20, 2024
Running a trucking operation between Canada and the United States involves careful insurance considerations because the risks and regulations vary between jurisdictions. A good place to start is with comprehensive commercial truck insurance, which typically includes the following coverages: Collision, comprehensive or specified perils: To cover damage to your trucks Primary liability: To cover property...
Business AI Chatbot Risks and Cybersecurity Solutions
September 6, 2024
Artificial intelligence (AI) chatbots have emerged as a leading innovation across multiple industries, from health care to banking to hospitality. These AI-powered assistants can enhance customer service, boost efficiency, perform tasks 24/7 and save business resources.
But the chatbot explosion has also created a new playground for hackers, raising concerns over chatbot security. Don't let the...
When To File (or Not File) a Homeowners Claim
August 19, 2024
Home insurance premiums have been increasing, and obtaining coverage can be challenging in what's known as a "hard market."
When extreme weather and catastrophic events put demands on the insurance industry, this reflects in premiums and renewals. Insurance companies take on less risk and increase their rates to keep pace with rising claims, litigation and higher...